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Gary merged his own financial planning practice into Life Insurance and Super Pty Ltd on 1 April 2010.

Gary has over 2 decades experience within the Financial Planning industry out of a total almost 4 decades in the Financial Services Industry. Prior to joining us he gained considerable Financial Planning experience running another Financial Planning business and with companies such as the Commonwealth Bank, GIO Australia and AMP.

Prior to being involved in Financial Planning, Gary had a successful career as a Relationship Banking Manager specialising in business and consumer finance.

Life Insurance and Super Pty Ltd is committed to professionalism and excellence in all aspects of client service, and Gary undertakes continuing education, in all aspects of financial planning, in order to ensure that his advice reflects this professionalism.

Gary has an Associate Diploma of Business (Banking & Finance) and a Diploma of Financial Planning. He was appointed a Certified Financial Planner by the Financial Planning Association (FPA) in July 2000. Gary is also a member of the FPA. As a member, he is kept up-to-date on industry-related issues that may impact on clients' financial well-being. Gary is also committed to meeting the highest standards of professional conduct, as outlined in the FPA's Code of Ethics.

Following independent verification and certification by Global Mark of his professional competency, experience, knowledge and practices in Self Managed Super Funds Gary was appointed a SMSF Specialist Adviser of the SMSF Association of Australia in 2005.

Gary is also accredited to provide Salary Packaging advice to employees of organisations that receive salary packaging administration services from Maxxia, Paradigm Total Salary Management, RemServ and SmartSalary.

Gary is able to provide specialist advice on many aspects of financial planning. In particular, he specialises in:

[Superannuation, particularly Self-Managed Funds
[ Retirement Income Planning
[ Investment Portfolio Construction and Management
[Cash, Fixed Interest, Property and Share Market Investments
[Salary Packaging

Gary's customer service philosophy is simple: he provides a pro-active, prompt and efficient service at all times. Gary strives to build long-term relationships with his clients, which result in total customer satisfaction. He will guide you through the ever-changing rules and regulations to find the best solution to meet your changing needs.

He simply follows Life Insurance and Super Pty Ltd's motto –
"Financial Services with a Personal Touch".

At home Gary is married with 2 boys who are now both studying at University in Perth.  Gary also volunteers as a Justice of the Peace presiding in the local Magistrates Court on a regular basis and during the basketball season is a senior referee for the Albany Basketball Association.


Gary Cutler JP, Dip Bus, Dip FP, CFP™, SSA™, Tax Agent 24653986
Life Insurance and Super Pty Ltd
Managing Director & Representative

Certified Financial Planner